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One Source routing numbers

One Source's ACH and direct-deposit routing number depends on the U.S. state where you opened your account. For domestic wires, One Source uses 312 080 970 (cross-checked against public directories — confirm before you send).

Cross-checkedNCUA 5300 Call Reportchecked June 28, 2026
⑆ Routing numbersOne Source
Direct deposit & ACHCross-checked

Direct deposit, payroll, and ACH transfers

Depends on your state

2 numbers · TX

One Source uses a different ACH routing number depending on the U.S. state where you opened your account. Find yours in the table below.

Find your state's number
Domestic wireCross-checked

Incoming and outgoing domestic wire transfers

312 080 970

Wires also need the recipient's name and address. Don't use this number for direct deposit — wire and ACH numbers are not interchangeable. Always confirm with the bank before you send money.

Type
credit union
Headquarters
El Paso, TX
NCUA charter
2115
NCUA reported assets
$125.1M
All numbers

Every One Source routing number

Lookup tool
2 of 2
Find it yourself

Find your One Source number in your account

Find your One Source routing number

Where to look: a check, online banking, the mobile app.

  1. Look at the bottom-left of a One Source check — the first 9 digits are your routing number.
  2. Or sign in to online or mobile banking and open your account or routing details.
  3. Or call the number on the back of your card and ask for the ABA routing number for your account.
  4. Confirm the number with the bank before using it for direct deposit or a transfer.
Before you send

Check these before you send money

  • Confirm the bank name on the transfer matches One Source.
  • Match the number to the transfer type — ACH and direct deposit use one number, domestic wires another.
  • For wires, double-check the recipient's name and address too.
  • If instructions arrived by email, confirm them on One Source's official site or phone line before sending.
  • No one should ever need your password or full card number to confirm a routing number — that's a scam.
FAQ

One Source routing number FAQ

What is One Source's routing number?

One Source's ACH and direct-deposit routing number depends on the U.S. state where you opened your account. For domestic wires, One Source uses 312 080 970 (cross-checked against public directories — confirm before you send). The 9-digit routing number identifies the bank on a transfer; your account number identifies you.

Does One Source's routing number depend on my state?

Yes. One Source assigns ACH and direct-deposit routing numbers by the U.S. state where you opened your account. Check the bottom-left of a One Source check, your account details in online or mobile banking, or the routing-number table on this page to find the one for your state. Domestic wires use a single routing number regardless of state.

What's the difference between One Source's ACH and wire routing numbers?

Use the ACH and direct-deposit number for payroll, direct deposit, and everyday transfers. Use the wire number for domestic wire transfers, which also need the recipient's name and address. The two are not interchangeable — sending an ACH payment with a wire routing number (or the reverse) can be rejected, so match the number to the transfer type.

How do I find my One Source routing number?

Your routing number is the first 9 digits in the bottom-left of a One Source check, or in your online and mobile banking under account or routing details. If anyone asks for your online-banking password or full card number to "verify" a routing number, it's a scam — a routing number alone is public.

Where is One Source headquartered?

One Source is a credit union headquartered in El Paso, TX.

How does fin.codes check One Source's routing numbers?

Every number passes the standard ABA checksum. 2 are cross-checked against multiple public routing directories. fin.codes is an independent reference, not a bank — always confirm transfer details with One Source before sending money.

Is fin.codes affiliated with One Source?

No. fin.codes is an independent reference and is not affiliated with, authorized by, or endorsed by One Source.

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Independent reference. Not affiliated with, endorsed by, or authorized by any financial institution. Confirm routing or SWIFT details directly with your bank before sending money.