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Raritan Bay routing numbers

Raritan Bay's routing number is listed as 221 278 488 — use it for direct deposit, ACH, and domestic wires. (cross-checked against public directories — confirm before you send)

Cross-checkedNCUA 5300 Call Reportchecked June 28, 2026
⑆ Routing numbersRaritan Bay
Direct deposit, ACH & wiresCross-checked

Direct deposit, payroll, ACH transfers, and domestic wires

221 278 488

Cross-checked against public routing directories, not the bank itself. Always confirm with the bank before you send money.

Type
credit union
Headquarters
Sayreville, NJ
NCUA charter
4726
NCUA reported assets
$107.1M
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Find your Raritan Bay routing number

Where to look: a check, online banking, the mobile app.

  1. Look at the bottom-left of a Raritan Bay check — the first 9 digits are your routing number.
  2. Or sign in to online or mobile banking and open your account or routing details.
  3. Or call the number on the back of your card and ask for the ABA routing number for your account.
  4. Confirm the number with the bank before using it for direct deposit or a transfer.
Before you send

Check these before you send money

  • Confirm the bank name on the transfer matches Raritan Bay.
  • Match the number to the transfer type — ACH and direct deposit use one number, domestic wires another.
  • For wires, double-check the recipient's name and address too.
  • If instructions arrived by email, confirm them on Raritan Bay's official site or phone line before sending.
  • No one should ever need your password or full card number to confirm a routing number — that's a scam.
FAQ

Raritan Bay routing number FAQ

What is Raritan Bay's routing number?

Raritan Bay's routing number is listed as 221 278 488 — use it for direct deposit, ACH, and domestic wires. (cross-checked against public directories — confirm before you send) The 9-digit routing number identifies the bank on a transfer; your account number identifies you.

How do I find my Raritan Bay routing number?

Your routing number is the first 9 digits in the bottom-left of a Raritan Bay check, or in your online and mobile banking under account or routing details. If anyone asks for your online-banking password or full card number to "verify" a routing number, it's a scam — a routing number alone is public.

Where is Raritan Bay headquartered?

Raritan Bay is a credit union headquartered in Sayreville, NJ.

How does fin.codes check Raritan Bay's routing numbers?

Every number passes the standard ABA checksum. 1 is cross-checked against multiple public routing directories. fin.codes is an independent reference, not a bank — always confirm transfer details with Raritan Bay before sending money.

Is fin.codes affiliated with Raritan Bay?

No. fin.codes is an independent reference and is not affiliated with, authorized by, or endorsed by Raritan Bay.

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Independent reference. Not affiliated with, endorsed by, or authorized by any financial institution. Confirm routing or SWIFT details directly with your bank before sending money.