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Santa Cruz Community routing numbers

Santa Cruz Community's routing number is listed as 321 180 939 — use it for direct deposit, ACH, and domestic wires. (cross-checked against public directories — confirm before you send)

Cross-checkedNCUA 5300 Call Reportchecked June 28, 2026
⑆ Routing numbersSanta Cruz Community
Direct deposit, ACH & wiresUnconfirmed

Direct deposit, payroll, ACH transfers, and domestic wires

321 180 939

Listed in public data but not yet confirmed — verify before you use it. Always confirm with the bank before you send money.

Type
credit union
Headquarters
Santa Cruz, CA
NCUA charter
64029
NCUA reported assets
$174.3M
All numbers

Every Santa Cruz Community routing number

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Find it yourself

Find your Santa Cruz Community number in your account

Find your Santa Cruz Community routing number

Where to look: a check, online banking, the mobile app.

  1. Look at the bottom-left of a Santa Cruz Community check — the first 9 digits are your routing number.
  2. Or sign in to online or mobile banking and open your account or routing details.
  3. Or call the number on the back of your card and ask for the ABA routing number for your account.
  4. Confirm the number with the bank before using it for direct deposit or a transfer.
Before you send

Check these before you send money

  • Confirm the bank name on the transfer matches Santa Cruz Community.
  • Match the number to the transfer type — ACH and direct deposit use one number, domestic wires another.
  • For wires, double-check the recipient's name and address too.
  • If instructions arrived by email, confirm them on Santa Cruz Community's official site or phone line before sending.
  • No one should ever need your password or full card number to confirm a routing number — that's a scam.
FAQ

Santa Cruz Community routing number FAQ

What is Santa Cruz Community's routing number?

Santa Cruz Community's routing number is listed as 321 180 939 — use it for direct deposit, ACH, and domestic wires. (cross-checked against public directories — confirm before you send) The 9-digit routing number identifies the bank on a transfer; your account number identifies you.

How do I find my Santa Cruz Community routing number?

Your routing number is the first 9 digits in the bottom-left of a Santa Cruz Community check, or in your online and mobile banking under account or routing details. If anyone asks for your online-banking password or full card number to "verify" a routing number, it's a scam — a routing number alone is public.

Where is Santa Cruz Community headquartered?

Santa Cruz Community is a credit union headquartered in Santa Cruz, CA.

How does fin.codes check Santa Cruz Community's routing numbers?

Every number passes the standard ABA checksum. fin.codes is an independent reference, not a bank — always confirm transfer details with Santa Cruz Community before sending money.

Is fin.codes affiliated with Santa Cruz Community?

No. fin.codes is an independent reference and is not affiliated with, authorized by, or endorsed by Santa Cruz Community.

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Independent reference. Not affiliated with, endorsed by, or authorized by any financial institution. Confirm routing or SWIFT details directly with your bank before sending money.