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South Metro routing numbers

South Metro's routing number is listed as 091 981 646 — use it for direct deposit, ACH, and domestic wires. (cross-checked against public directories — confirm before you send)

Cross-checkedNCUA 5300 Call Reportchecked June 28, 2026
⑆ Routing numbersSouth Metro
Direct deposit, ACH & wiresCross-checked

Direct deposit, payroll, ACH transfers, and domestic wires

091 981 646

Cross-checked against public routing directories, not the bank itself. Always confirm with the bank before you send money.

Type
credit union
Headquarters
Prior Lake, MN
NCUA charter
24482
NCUA reported assets
$183.4M
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Every South Metro routing number

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Find it yourself

Find your South Metro number in your account

Find your South Metro routing number

Where to look: a check, online banking, the mobile app.

  1. Look at the bottom-left of a South Metro check — the first 9 digits are your routing number.
  2. Or sign in to online or mobile banking and open your account or routing details.
  3. Or call the number on the back of your card and ask for the ABA routing number for your account.
  4. Confirm the number with the bank before using it for direct deposit or a transfer.
Before you send

Check these before you send money

  • Confirm the bank name on the transfer matches South Metro.
  • Match the number to the transfer type — ACH and direct deposit use one number, domestic wires another.
  • For wires, double-check the recipient's name and address too.
  • If instructions arrived by email, confirm them on South Metro's official site or phone line before sending.
  • No one should ever need your password or full card number to confirm a routing number — that's a scam.
FAQ

South Metro routing number FAQ

What is South Metro's routing number?

South Metro's routing number is listed as 091 981 646 — use it for direct deposit, ACH, and domestic wires. (cross-checked against public directories — confirm before you send) The 9-digit routing number identifies the bank on a transfer; your account number identifies you.

How do I find my South Metro routing number?

Your routing number is the first 9 digits in the bottom-left of a South Metro check, or in your online and mobile banking under account or routing details. If anyone asks for your online-banking password or full card number to "verify" a routing number, it's a scam — a routing number alone is public.

Where is South Metro headquartered?

South Metro is a credit union headquartered in Prior Lake, MN.

How does fin.codes check South Metro's routing numbers?

Every number passes the standard ABA checksum. 1 is cross-checked against multiple public routing directories. fin.codes is an independent reference, not a bank — always confirm transfer details with South Metro before sending money.

Is fin.codes affiliated with South Metro?

No. fin.codes is an independent reference and is not affiliated with, authorized by, or endorsed by South Metro.

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Independent reference. Not affiliated with, endorsed by, or authorized by any financial institution. Confirm routing or SWIFT details directly with your bank before sending money.