Direct deposit, payroll, and ACH transfers
Cross-checked against public routing directories, not the bank itself. Always confirm with the bank before you send money.
St Joe Valley's routing number is 323 173 834 for direct deposit and ACH transfers (cross-checked against public directories — confirm before you send).
Cross-checkedNCUA 5300 Call Reportchecked June 28, 2026Direct deposit, payroll, and ACH transfers
Cross-checked against public routing directories, not the bank itself. Always confirm with the bank before you send money.
Where to look: a check, online banking, the mobile app.
St Joe Valley's routing number is 323 173 834 for direct deposit and ACH transfers (cross-checked against public directories — confirm before you send). The 9-digit routing number identifies the bank on a transfer; your account number identifies you.
Your routing number is the first 9 digits in the bottom-left of a St Joe Valley check, or in your online and mobile banking under account or routing details. If anyone asks for your online-banking password or full card number to "verify" a routing number, it's a scam — a routing number alone is public.
St Joe Valley is a credit union headquartered in St Maries, ID.
Every number passes the standard ABA checksum. 1 is cross-checked against multiple public routing directories. fin.codes is an independent reference, not a bank — always confirm transfer details with St Joe Valley before sending money.
No. fin.codes is an independent reference and is not affiliated with, authorized by, or endorsed by St Joe Valley.