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Twin Rivers routing numbers

Twin Rivers's routing number is 221 376 542 for direct deposit and ACH transfers (cross-checked against public directories — confirm before you send).

Cross-checkedNCUA 5300 Call Reportchecked June 28, 2026
⑆ Routing numbersTwin Rivers
Direct deposit & ACHCross-checked

Direct deposit, payroll, and ACH transfers

221 376 542

Cross-checked against public routing directories, not the bank itself. Always confirm with the bank before you send money.

Type
credit union
Headquarters
Massena, NY
NCUA charter
20290
NCUA reported assets
$39.4M
All numbers

Every Twin Rivers routing number

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Find your Twin Rivers number in your account

Find your Twin Rivers routing number

Where to look: a check, online banking, the mobile app.

  1. Look at the bottom-left of a Twin Rivers check — the first 9 digits are your routing number.
  2. Or sign in to online or mobile banking and open your account or routing details.
  3. Or call the number on the back of your card and ask for the ABA routing number for your account.
  4. Confirm the number with the bank before using it for direct deposit or a transfer.
Before you send

Check these before you send money

  • Confirm the bank name on the transfer matches Twin Rivers.
  • Match the number to the transfer type — ACH and direct deposit use one number, domestic wires another.
  • For wires, double-check the recipient's name and address too.
  • If instructions arrived by email, confirm them on Twin Rivers's official site or phone line before sending.
  • No one should ever need your password or full card number to confirm a routing number — that's a scam.
FAQ

Twin Rivers routing number FAQ

What is Twin Rivers's routing number?

Twin Rivers's routing number is 221 376 542 for direct deposit and ACH transfers (cross-checked against public directories — confirm before you send). The 9-digit routing number identifies the bank on a transfer; your account number identifies you.

How do I find my Twin Rivers routing number?

Your routing number is the first 9 digits in the bottom-left of a Twin Rivers check, or in your online and mobile banking under account or routing details. If anyone asks for your online-banking password or full card number to "verify" a routing number, it's a scam — a routing number alone is public.

Where is Twin Rivers headquartered?

Twin Rivers is a credit union headquartered in Massena, NY.

How does fin.codes check Twin Rivers's routing numbers?

Every number passes the standard ABA checksum. 1 is cross-checked against multiple public routing directories. fin.codes is an independent reference, not a bank — always confirm transfer details with Twin Rivers before sending money.

Is fin.codes affiliated with Twin Rivers?

No. fin.codes is an independent reference and is not affiliated with, authorized by, or endorsed by Twin Rivers.

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Independent reference. Not affiliated with, endorsed by, or authorized by any financial institution. Confirm routing or SWIFT details directly with your bank before sending money.