Seeing this number in Chime?
Chime's own help center says: "Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC." The Bancorp Bank is one of those two partners, so its routing number appears for many Chime accounts. Your account may use either partner — check which one inside the Chime app.
Source: help.chime.com — Chime's own disclaimer · checked July 4, 2026
Before you send money
A routing number identifies a bank, not a person or business — a scammer can hand you a real bank's routing number and still take your money. Confirm any payment directly with your bank before you send.
Proof
Screenshot from the bank's own page
Official screenshotShows 031 101 279 · captured June 28, 2026Check it yourself on The Bancorp Bank's pageCaptured by our verification pipeline — a headless browser opens The Bancorp Bank, National Association's own page, confirms the number is present, and saves a watermarked, timestamped screenshot. Independent third-party evidence; fin.codes is not affiliated with this institution.
Before you send
Check these first
- Confirm the bank name matches The Bancorp Bank, National Association.
- Match the number to the transfer type — this one is for ACH.
- For wires, double-check the recipient's name and address too.
- No one needs your password or full card number to confirm a routing number — that's a scam.
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