Direct deposit, payroll, and ACH transfers
Listed in public data but not yet confirmed — verify before you use it. Always confirm with the bank before you send money.
Continental Bank's routing number is 031 976 200 for direct deposit and ACH (cross-checked against public directories — confirm before you send), and 124 003 077 for domestic wires (cross-checked against public directories — confirm before you send).
Cross-checkedFDIC BankFind Suitechecked June 28, 2026Direct deposit, payroll, and ACH transfers
Listed in public data but not yet confirmed — verify before you use it. Always confirm with the bank before you send money.
Incoming and outgoing domestic wire transfers
Wires also need the recipient's name and address. Don't use this number for direct deposit — wire and ACH numbers are not interchangeable. Always confirm with the bank before you send money.
Where to look: a check, online banking, the mobile app.
Continental Bank's routing number is 031 976 200 for direct deposit and ACH (cross-checked against public directories — confirm before you send), and 124 003 077 for domestic wires (cross-checked against public directories — confirm before you send). The 9-digit routing number identifies the bank on a transfer; your account number identifies you.
Use the ACH and direct-deposit number for payroll, direct deposit, and everyday transfers. Use the wire number for domestic wire transfers, which also need the recipient's name and address. The two are not interchangeable — sending an ACH payment with a wire routing number (or the reverse) can be rejected, so match the number to the transfer type.
Your routing number is the first 9 digits in the bottom-left of a Continental Bank check, or in your online and mobile banking under account or routing details. If anyone asks for your online-banking password or full card number to "verify" a routing number, it's a scam — a routing number alone is public.
Continental Bank is a bank headquartered in Salt Lake City, UT.
Every number passes the standard ABA checksum. 1 is cross-checked against multiple public routing directories. fin.codes is an independent reference, not a bank — always confirm transfer details with Continental Bank before sending money.
No. fin.codes is an independent reference and is not affiliated with, authorized by, or endorsed by Continental Bank.