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SoFi routing numbers

SoFi's routing number is 031 101 334 — use it for direct deposit, ACH, and domestic wires.

Bank-verifiedSoFi routing number pagechecked June 28, 2026
⑆ Routing numbersSoFi
Direct deposit, ACH & wiresBank-verified

Direct deposit, payroll, ACH transfers, and domestic wires

031 101 334

Confirmed against an official bank source. Always confirm with the bank before you send money.

Type
bank
Headquarters
Cottonwood Heights, UT
Website
sofi.com
FDIC certificate
26881
FDIC reported assets
$49.7B
All numbers

Every SoFi routing number

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Find it yourself

Find your SoFi number in your account

Find your SoFi routing number

Where to look: a check, online banking, the mobile app.

  1. Look at the bottom-left of a SoFi check — the first 9 digits are your routing number.
  2. Or sign in to online or mobile banking and open your account or routing details.
  3. Or call 1-855-456-7634 and ask for the ABA routing number for your account.
  4. Confirm the number with the bank before using it for direct deposit or a transfer.
Proof

Screenshots from the bank's own pages

Captured from SoFi's published pages as verification proof. fin.codes is independent and not affiliated with SoFi.

Screenshot from SoFi routing number page showing routing 031 101 334Official screenshot031 101 334 · captured June 28, 2026
Before you send

Check these before you send money

  • Confirm the bank name on the transfer matches SoFi Bank, N.A..
  • Match the number to the transfer type — ACH and direct deposit use one number, domestic wires another.
  • For wires, double-check the recipient's name and address too.
  • If instructions arrived by email, confirm them on SoFi's official site or phone line before sending.
  • No one should ever need your password or full card number to confirm a routing number — that's a scam.
FAQ

SoFi routing number FAQ

What is SoFi's routing number?

SoFi's routing number is 031 101 334 — use it for direct deposit, ACH, and domestic wires. The 9-digit routing number identifies the bank on a transfer; your account number identifies you.

How do I find my SoFi routing number?

Your routing number is the first 9 digits in the bottom-left of a SoFi check, or in your online and mobile banking under account or routing details. You can also confirm it by calling 1-855-456-7634. If anyone asks for your online-banking password or full card number to "verify" a routing number, it's a scam — a routing number alone is public.

Where is SoFi headquartered?

SoFi Bank, N.A. is a bank headquartered in Cottonwood Heights, UT.

How does fin.codes check SoFi's routing numbers?

Every number passes the standard ABA checksum. 1 number is confirmed against an official SoFi source. fin.codes is an independent reference, not a bank — always confirm transfer details with SoFi before sending money.

Is fin.codes affiliated with SoFi?

No. fin.codes is an independent reference and is not affiliated with, authorized by, or endorsed by SoFi Bank, N.A..

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Independent reference. Not affiliated with, endorsed by, or authorized by any financial institution. Confirm routing or SWIFT details directly with your bank before sending money.