fin.codes2026 reference data
API
bank

SoFi routing numbers

031 101 334 works for direct deposit, ACH, and domestic wires.

Bank-verifiedSoFi routing number pagechecked June 28, 2026
⑆ Routing numbers
Direct deposit, ACH & wiresBank-verified

Direct deposit, payroll, ACH transfers, and domestic wires

031 101 334

Confirmed against an official bank source. Always confirm with the bank before you send money.

Type
bank
Headquarters
Cottonwood Heights, UT
General support
(855) 456-7634
Website
sofi.com
FDIC certificate
26881
FDIC reported assets
$49.7B
Who-called reports & caller context for this number — areacode.fyi, our sister reference
All numbers

Every SoFi routing number

Lookup tool
1 of 1
Find it yourself

Find your SoFi number in your account

Find your SoFi routing number

Where to look: a check, online banking, the mobile app.

  1. Look at the bottom-left of a SoFi check — the first 9 digits are your routing number.
  2. Or sign in to online or mobile banking and open your account or routing details.
  3. Or call 1-855-456-7634 and ask for the ABA routing number for your account.
  4. Confirm the number with the bank before using it for direct deposit or a transfer.
Proof

Screenshots from the bank's own pages

Captured by our verification pipeline — a headless browser opens SoFi's own pages, confirms each number, and saves watermarked, dated screenshots. Independent third-party evidence; fin.codes is not affiliated with SoFi.

Screenshot from SoFi routing number page showing routing 031 101 334Official screenshot031 101 334 · captured June 28, 2026
Before you send

Check these before you send money

  • Confirm the bank name on the transfer matches SoFi Bank, N.A..
  • Match the number to the transfer type — ACH and direct deposit use one number, domestic wires another.
  • For wires, double-check the recipient's name and address too.
  • If instructions arrived by email, confirm them on SoFi's official site or phone line before sending.
  • No one should ever need your password or full card number to confirm a routing number — that's a scam.
FAQ

SoFi routing number FAQ

What is SoFi's routing number?

031 101 334 works for direct deposit, ACH, and domestic wires. The 9-digit routing number identifies the bank on a transfer; your account number identifies you.

How do I find my SoFi routing number?

Your routing number is the first 9 digits in the bottom-left of a SoFi check, or in your online and mobile banking under account or routing details. You can also confirm it by calling 1-855-456-7634. If anyone asks for your online-banking password or full card number to "verify" a routing number, it's a scam — a routing number alone is public.

What is SoFi's customer service number?

(855) 456-7634 — from SoFi's own contact page (sofi.com), checked August 2, 2026. Phone menus change, so confirm on the bank's site if the call matters — and never give a password or full card number to an inbound caller.

Where is SoFi headquartered?

SoFi Bank, N.A. is a bank headquartered in Cottonwood Heights, UT.

How does fin.codes check SoFi's routing numbers?

Every number passes the standard ABA checksum. 1 number is confirmed against an official SoFi source. fin.codes is an independent reference, not a bank — always confirm transfer details with SoFi before sending money.

Is fin.codes affiliated with SoFi?

No. fin.codes is an independent reference and is not affiliated with, authorized by, or endorsed by SoFi Bank, N.A..

Browse

Keep exploring

Banks SAlphabetical directoryBanks in UTBy headquarters stateRouting lookupSearch any 9-digit number
Ally BankAlpineAmerica FirstAmerican Express National Bank