SoFi routing numbers

031 101 334 works for direct deposit, ACH, and domestic wires.

Partly bank-verifiedSoFi routing number page · checked June 28, 2026
Direct deposit, ACH & wiresBank-verified

031101334

Direct deposit, payroll, ACH transfers, and domestic wires.

Source SoFi routing number pageChecked June 28, 2026
Type
bank
Headquarters
Cottonwood Heights, UT
Website
sofi.com
FDIC certificate
26881
FDIC reported assets
$56.8B
Parent company EIN
98-1547291SoFi Technologies, Inc.

Every SoFi routing number

1 number · 1 bank-verified

Routing numberUseStateVerificationCheckedCopy
031 101 334Bank-verifiedACH · WireAll statesACH · WireBank-verifiedJune 28, 2026
1–1 of 1

Where we confirmed SoFi's numbers

Each Bank-verified number appears on SoFi's own published page. Open it to see the number for yourself. fin.codes is independent and not affiliated with SoFi.

Find your SoFi number in your account

Find your SoFi routing number

Where to look: a check, online banking, the mobile app.

  1. Look at the bottom-left of a SoFi check — the first 9 digits are your routing number.

  2. Or sign in to online or mobile banking and open your account or routing details.

  3. Or call the number on the back of your card and ask for the ABA routing number for your account.

  4. Confirm the number with the bank before using it for direct deposit or a transfer.

Check these before you send money

  • Make sure the bank name on the transfer matches SoFi Bank, N.A..
  • Match the number to the transfer type — ACH and direct deposit use one number, domestic wires another.
  • For wires, double-check the recipient's name and address too.
  • If instructions arrived by email, confirm them on SoFi's official site or phone line before sending.
  • Avoid: No one should ever need your password or full card number to look up a routing number — that's a scam.

SoFi routing number FAQ

What is SoFi's routing number?

031 101 334 works for direct deposit, ACH, and domestic wires. The 9-digit routing number identifies the bank on a transfer; your account number identifies you.

How do I find my SoFi routing number?

Your routing number is the first 9 digits in the bottom-left of a SoFi check, or in your online and mobile banking under account or routing details. You can also call the number on the back of your card. If anyone asks for your online-banking password or full card number to "verify" a routing number, it's a scam — a routing number alone is public.

Where is SoFi headquartered?

SoFi Bank, N.A. is a bank headquartered in Cottonwood Heights, UT.

How does fin.codes check SoFi's routing numbers?

Every number passes the standard ABA checksum. 1 number is confirmed against an official SoFi source. fin.codes is an independent reference, not a bank — always confirm transfer details with SoFi before sending money.

Is fin.codes affiliated with SoFi?

No. fin.codes is an independent reference and is not affiliated with, authorized by, or endorsed by SoFi Bank, N.A..

Keep exploring

Banking next steps

fin.codes may earn a commission from sponsored links. Check rates, fees, eligibility, and transfer terms directly with the provider.