What is Wave's routing number?
Wave's ACH and direct-deposit routing number depends on the U.S. state where you opened your account. For domestic wires, Wave uses 211 573 407 (cross-checked against public directories — confirm before you send). The 9-digit routing number identifies the bank on a transfer; your account number identifies you.
Does Wave's routing number depend on my state?
Yes. Wave assigns ACH and direct-deposit routing numbers by the U.S. state where you opened your account. Check the bottom-left of a Wave check, your account details in online or mobile banking, or the routing-number table on this page to find the one for your state. Domestic wires use a single routing number regardless of state.
What's the difference between Wave's ACH and wire routing numbers?
Use the ACH and direct-deposit number for payroll, direct deposit, and everyday transfers. Use the wire number for domestic wire transfers, which also need the recipient's name and address. The two are not interchangeable — sending an ACH payment with a wire routing number (or the reverse) can be rejected, so match the number to the transfer type.
How do I find my Wave routing number?
Your routing number is the first 9 digits in the bottom-left of a Wave check, or in your online and mobile banking under account or routing details. If anyone asks for your online-banking password or full card number to "verify" a routing number, it's a scam — a routing number alone is public.
Where is Wave headquartered?
Wave is a credit union headquartered in Warwick, RI.
How does fin.codes check Wave's routing numbers?
Every number passes the standard ABA checksum. 3 are cross-checked against multiple public routing directories. fin.codes is an independent reference, not a bank — always confirm transfer details with Wave before sending money.
Is fin.codes affiliated with Wave?
No. fin.codes is an independent reference and is not affiliated with, authorized by, or endorsed by Wave.